The Best Mortgage Calculators On the Web! Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... Monthly Payments & Schedule
Use this calculator to generate an amortization schedule for your current mortgage. Quickly see how much interest you will pay and your principal balances. You can even determine the impact of any principal prepayments! Press the "View Report" button for a full yearly or monthly amortization schedule.
Definitions
- Mortgage amount
- Original or expected balance for your mortgage.
- Interest rate
- Annual interest rate for this mortgage.
- Term in years
- The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.
- Monthly payment
- Monthly principal and interest payment (PI).
- Total payments
- Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.
- Total interest
- Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.
- Prepayment type
- The frequency of prepayment. The options are: none, monthly, yearly, and one-time payment.
- Prepayment amount
- Amount that will be prepaid on your mortgage. This amount will be applied to the mortgage principal balance, based on the prepayment type.
- Start with payment
- This is the payment number that you prepayments will begin with. For a one time payment, this is the payment number that the single prepayment will be included in. All prepayments of principal are assumed to be received by your lender in time to be included in the following month's interest calculation. If you choose to prepay with a one-time payment for payment number ZERO, the prepayment is assume to happen before the first payment of the loan.
- Savings
- Total amount of interest you will save by prepaying your mortgage.
The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
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Christine Lane
The Lane Team, Inc - RE/MAX Village Square
516 Valley Road
Upper Montclair, NJ 07043
Direct: 973-509-3500
Main: 973-509-2222 ext.135
Fax: 973-509-2125
Email: chris@laneteam.com
Email: info@laneteam.com
With over .5 BILLION dollars in sales volume, The Lane team has been THE leading sales team in the Montclair area for over 17 years. Our production places her within the top ¼ of 1% of all Realtors nationwide. The Lane Team ranks as THE #1 Sales team in REMAX Village Square’s FOR HOMES SOLD 2008 and the #2 Sales Team in the State of New Jersey (COMMISSIONS 1999-2007) and #3 for commissions in 2008.
Our track record of thousands of sales speaks volumes as to the quality of our service and dedication to our clients. Chris and The Lane Team are committed to providing you with world class personal service. Chris’ working knowledge and understanding of every aspect of the real estate transaction is unequalled. She is a results oriented sales leader, who demands the best for her clients.
The Lane Team promises to be your best advocate throughout the entire buying and selling process. With all the information about the real estate market out there, it is easy to feel a bit overwhelmed. This site is designed to make it as straightforward as possible for you to find the information you need to buy or sell your home.    
 
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