Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You!  It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request my free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. The Status Report that you'll receive by email will also include other important information that has been left out or that is available to me through my professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. When you click on any link above, you'll see your chosen site, along with a form at the bottom of your screen. Use this form to request my quick Status Report on any homes or other real estate that interests you. It's free and without obligation. Remember: As a top Montclair, Upper Montclair and Glen Ridge area real estate agent, it's my job to know more about a property than any web site. Make sure you have the most current information!
About Appraisals >Refinancing Your Home
Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.
You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.
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What is a Balloon Mortgage?
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A balloon is a short-term mortgage which requires the entire balance of the loan to be re-paid at the end of the loan term.
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 See More Real Estate Trivia > |
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Christine Lane
The Lane Team, Inc - RE/MAX Village Square
516 Valley Road
Upper Montclair, NJ 07043
Direct: 973-509-3500
Main: 973-509-2222 ext.135
Fax: 973-509-2125
Email: christinelane@NUMBER1EXPERT.com
With close to .5 BILLION dollars in sales volume, Chris has been THE leading sales agent in the Montclair area for over 11 years. Her production places her within the top ¼ of 1% of all Realtors nationwide. The Lane Team ranks as THE #1 Sales team in REMAX Village Square’s 5 offices and the #2 Sales Team in the State of New Jersey.
Our track record of thousands of sales speaks volumes as to the quality of our service and dedication to our clients. Chris and The Lane Team are committed to providing you with world class personal service. Chris’ working knowledge and understanding of every aspect of the real estate transaction is unequalled. She is a results oriented sales leader, who demands the best for her clients.
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