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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Montclair, Upper Montclair and Glen Ridge real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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School Reports in Montclair, Upper Montclair and Glen Ridge, New Jersey

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New Jersey Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Montclair, Upper Montclair and Glen Ridge

Animal House >House Odors and Selling

Do you have a dog or cat that lives indoors with the family? A pet can pose a problem when your property is listed for sale. Even if prospective buyers have pets of their own that smell just like yours, they may be repelled by animal odors as they tour your home. If you have a pet odor problem, you should hire a professional to clean and deodorize the furniture and/or carpets that have been affected. Check the cat box frequently and keep the kitty litter fresh.

Some people have allergies to pet hair or irrational fears of certain animals, so it is a good idea to put dogs or cats outside or confine them to one area when your house is being shown. It is hard for buyers to appreciate your home through puffy, watery eyes or in between sneezes! Even if the house is exactly what they want, your chances of selling it will be diminished if the buyers are afraid of being attacked by Fido.

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Q	What is a Balloon Mortgage?
A	A balloon is a short-term mortgage which requires the entire balance of the loan to be re-paid at the end of the loan term.
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Christine Lane, REALTOR®, real estate agent and broker for Montclair, Upper Montclair and Glen Ridge New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Christine Lane
The Lane Team, Inc - RE/MAX Village Square
516 Valley Road
Upper Montclair, NJ 07043
Direct: 973-509-3500
Main: 973-509-2222 ext.135
Fax: 973-509-2125
Email: chris@laneteam.com
Email: info@laneteam.com
With over .5 BILLION dollars in sales volume, The Lane team has been THE leading sales team in the Montclair area for over 17 years. Our production places her within the top ¼ of 1% of all Realtors nationwide. The Lane Team ranks as THE #1 Sales team in REMAX Village Square’s FOR HOMES SOLD 2008 and the #2 Sales Team in the State of New Jersey (COMMISSIONS 1999-2007) and #3 for commissions in 2008.

Our track record of thousands of sales speaks volumes as to the quality of our service and dedication to our clients. Chris and The Lane Team are committed to providing you with world class personal service. Chris’ working knowledge and understanding of every aspect of the real estate transaction is unequalled. She is a results oriented sales leader, who demands the best for her clients.

The Lane Team promises to be your best advocate throughout the entire buying and selling process. With all the information about the real estate market out there, it is easy to feel a bit overwhelmed. This site is designed to make it as straightforward as possible for you to find the information you need to buy or sell your home.

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